Privacy Policy

Our Privacy Commitment to our Customers
We recognize, respect and protect the personal privacy rights of all our customers. We realize that our customers entrust us with personal information and it is our policy to maintain our customer's information in a confidential manner. We are committed to providing the highest level of security and privacy regarding the collection and use of our customer's personal information, as well as personal information of all consumers who visit our institution and website.

Confidentiality and Security of Nonpublic and Personal Information
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products and/or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

Nonpublic Personal Information We Collect
We collect nonpublic personal information from the following sources:

• Information we receive from you on applications, emails, or other forms
• Information about your transactions with us, our affiliates or others
• Information we receive from a consumer reporting agency
• Information that is generated electronically when you visit our website or use our Internet Banking services such as:
  1. The Internet address (referral site) which brought you to our web site
  2. The date and time you access our site
  3. The name and version of your web browser
  4. The Internet service provider you used when you accessed our site
  5. Your Internet Protocol (IP) address; and
  6. The pages visited in our website

Nonpublic Personal Information We Disclose
We do not disclose, nor do we reserve the right to disclose any nonpublic, personal information about our customers or former customers to anyone except to other nonaffiliated third parties as permitted by law.

Internet Privacy
FundsXpress (our website host) may use cookies, which are very small text files sent by a web server and stored on your hard disk or in your browser, to collect general information on all website visitors. Cookies help sites recognize return visitors and they perform a very important function when you engage in secure Internet banking. You must accept these IB (Internet Banking) Cookies to use our service. For your security, we do not store any of your personal information in our cookies.

Email
In the future we may send you email notices for certain required disclosures if you choose to accept electronic disclosures or statements. E-mail from Eagle Bank & Trust is secure and confidential. Responses to email from Eagle Bank & Trust should be sent though secure email, not through the "reply" feature. We may also send you email to market our products and services that may be of interest you. FundsXpress may send these emails on our behalf.

External 3rd Party Links
Our Website has links to other 3rd party sites.

EAGLE BANK AND TRUST COMPANY IS NOT RESPONSIBLE FOR THE PRIVACY PRACTICES OR THE CONTENT OF SUCH 3RD PARTY WEBSITES. AS A GENERAL RULE, YOU SHOULD ALWAYS LOOK FOR AND REVIEW A WEBSITE'S PRIVACY POLICY BEFORE GIVING OUT ANY PERSONAL INFORMATION.

Notify Us of Inaccurate Information We Report to Consumer Reporting Agencies
Please notify us if we report any inaccurate information about your account(s) to a consumer-reporting agency. Your written notice describing the inaccuracy(ies) should be mailed to:

Eagle Bank & Trust Company
P.O. Box 22120
Little Rock, AR 72221-2120

If you should have any questions concerning this privacy policy, please call us at 501-833-2336 ext 22.

Equal Housing Lender

We Do Business in Accordance With Federal Fair Lending Laws

UNDER THE FEDERAL FAIR HOUSING ACT, IT IS ILLEGAL, ON THE BASIS OF RACE, COLOR, NATIONAL ORIGIN, RELIGION, SEX, HANDICAP, OR FAMILIAL STATUS (HAVING CHILDREN UNDER THE AGE OF 18), TO:

• Deny a loan for the purpose of purchasing, constructing, improving, repairing or maintaining a dwelling, or deny any loan secured by a dwelling; or
• Discriminate in fixing the amount, interest rate, duration, application procedures or other terms or conditions of such a loan, or in appraising property.

IF YOU BELIEVE YOU HAVE BEEN DISCRIMINATED AGAINST, YOU SHOULD SEND A COMPLAINT TO:

Assistant Secretary for Fair Housing and Equal Opportunity
Department of Housing & Urban Development
Washington, D.C. 20410
For processing under the Federal Fair Housing Act

and to:
Division of Consumer and Community Affairs
Federal Reserve Board
Washington, D.C. 20551
For processing under Federal Reserve regulations.

UNDER THE EQUAL CREDIT OPPORTUNITY ACT, IT IS ILLEGAL TO DISCRIMIINATE IN ANY CREDIT TRANSACTION:

• On the basis of race, color, national origin, religion, sex, marital status, or age
• Because income is from public assistance, or
• Because a right was exercised under the Consumer Credit Protection Act.
  

IF YOU BELIEVE YOU HAVE BEEN DISCRIMINATED AGAINST, YOU SHOULD SEND A COMPLAINT TO:
Division of Consumer and Community Affairs
Federal Reserve Board
Washington, D.C. 20551

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