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Rates
Rates Effective as of: December 10, 2009
*rates are subject to change
Checking Accounts | CDs | IRAs |
|
Account Name |
Interest Rate |
APY* |
NOW Checking |
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|

|
Personal |
.17% |
.17% |
|
Business (account for sole proprietor, non-profit, and government agencies) |
.17% |
.17% |
| Prime Interest NOW Checking (current collected balance) |
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|
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Personal |
1.11% |
1.12% |
| |
Business (account for sole proprietor, non-profit, and government agencies) |
1.11% |
1.12% |
Super NOW Checking |
|
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Personal |
.29% |
.29% |
|
Business (account for sole proprietor, non-profit, and government agencies) |
.29% |
.29% |
First Investment Checking |
|
|
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Personal |
.45% |
.45% |
|
Business |
.45% |
.45% |
Regular Savings |
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|
|
Personal |
.37% |
.37% |
|
Business |
.37% |
.37% |
Minor Savings |
.37% |
.37% |
NOW Tiered Checking |
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Personal |
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$0 - $9,999.99
|
.46% |
.46% |
|
$10,000.00 - $24,999.99
|
.61% |
.61% |
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$25,000.00 and up
|
.96% |
.96% |
|
Business (account for sole proprietor, non-profit, and government agencies) |
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$0 - $9,999.99
|
.46% |
.46% |
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$10,000.00 - $24,999.99
|
.61% |
.61% |
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$25,000.00 and up
|
.96% |
.96% |
MMA Tiered Checking |
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Personal |
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$0 - $4,999.99
|
.46% |
.46% |
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$5,000.00 - $9,999.99
|
.96% |
.96% |
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$10,000.00 - $49,999.99
|
1.21% |
1.22% |
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$50,000.00 and up
|
1.31% |
1.32% |
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Business |
|
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$0 - $4,999.99
|
.46% |
.46% |
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$5,000.00 - $9,999.99
|
.96% |
.96% |
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$10,000.00 - $49,999.99
|
1.21% |
1.22% |
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$50,000.00 and up
|
1.31% |
1.32% |
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*APY = Annual Percentage Yield
Rates may vary. Please contact us for current rates.
The minimum balance to obtain the APY is $.01
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Term |
Interest Rate |
APY* |
91 day |
.98% |
.98% |
182 day |
1.27% |
1.27% |
| 8 month |
1.50% |
1.50% |
1 year |
1.42% |
1.42% |
2 year |
1.78% |
1.78% |
3 year |
1.88% |
1.88% |
4 year |
1.88% |
1.88% |
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*APY = Annual Percentage Yield
APYs are effective as of 12/10/2009. Please contact us for current rates.
The minimum balance to open an account and obtain the APY on Certificates of Deposit less then
$100,000.00 is $1,000.00 for 91 to 364 days and $500.00 for 12 to 48 months.
A penalty may be imposed for early withdrawal.
|
Type |
Interest Rate |
APY* |
18 Month Fixed Rate |
1.48% |
1.49% |
18 Month Variable Rate |
1.48% |
1.49% |
*APY = Annual Percentage Yield
APYs are effective as of 12/10/2009. Please contact us for current rates.
The minimum balance to open an account and obtain the APY is $250.00
A penalty may be imposed for early withdrawal.
Notes: Interest rates may change daily. Please call
(501) 833-2336 ext 12 for current interest rates and terms |
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