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Rates
Rates Effective as of: June 5, 2008
*rates are subject to change
Checking Accounts | CDs | IRAs |
|
Account Name |
Interest Rate |
APY* |
NOW Checking |
|
|

|
Personal |
.37% |
.37% |
|
Business (account for sole proprietor, non-profit, and government agencies) |
.37% |
.37% |
| Prime Interest NOW Checking (current collected balance) |
|
|
| |
Personal |
1.26% |
1.27% |
| |
Business (account for sole proprietor, non-profit, and government agencies) |
1.26% |
1.27% |
Super NOW Checking |
|
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Personal |
.52% |
.52% |
|
Business (account for sole proprietor, non-profit, and government agencies) |
.52% |
.52% |
First Investment Checking |
|
|
|
Personal |
.75% |
.75% |
|
Business |
.75% |
.75% |
Regular Savings |
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|
|
Personal |
.52% |
.52% |
|
Business |
.52% |
.52% |
Minor Savings |
.52% |
.52% |
NOW Tiered Checking |
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Personal |
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|
|
$0 - $9,999.99
|
.76% |
.76% |
|
$10,000.00 - $24,999.99
|
.91% |
.91% |
|
$25,000.00 and up
|
1.26% |
1.27% |
|
Business (account for sole proprietor, non-profit, and government agencies) |
|
|
|
$0 - $9,999.99
|
.76% |
.76% |
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$10,000.00 - $24,999.99
|
.91% |
.91% |
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$25,000.00 and up
|
1.26% |
1.27% |
MMA Tiered Checking |
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Personal |
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$0 - $4,999.99
|
.76% |
.76% |
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$5,000.00 - $9,999.99
|
1.26% |
1.27% |
|
$10,000.00 - $49,999.99
|
1.51% |
1.52% |
|
$50,000.00 and up
|
1.61% |
1.62% |
|
Business |
|
|
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$0 - $4,999.99
|
.76% |
.76% |
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$5,000.00 - $9,999.99
|
1.26% |
1.27% |
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$10,000.00 - $49,999.99
|
1.51% |
1.52% |
|
$50,000.00 and up
|
1.61% |
1.62% |
*APY = Annual Percentage Yield
Rates may vary. Please contact us for current rates.
The minimum balance to obtain the APY is $.01
|
|
Term |
Interest Rate |
APY* |
91 day |
1.43% |
1.44% |
182 day |
1.72% |
1.73% |
| 8 month |
2.50% |
2.51% |
1 year |
1.87% |
1.87% |
| 21 month bump |
2.23% |
2.23% |
| 24 month Special |
3.62% |
3.62% |
| 24 month Special Compounding |
3.57% |
3.62% |
2 year |
2.23% |
2.23% |
3 year |
2.33% |
2.33% |
4 year |
2.33% |
2.33% |
*APY = Annual Percentage Yield
APYs are effective as of 06/05/2008. Please contact us for current rates.
The minimum balance to open an account and obtain the APY on Certificates of Deposit less then
$100,000.00 is $1,000.00 for 91 to 364 days and $500.00 for 12 to 48 months.
A penalty may be imposed for early withdrawal.
|
Type |
Interest Rate |
APY* |
18 Month Fixed Rate |
1.93% |
1.94% |
18 Month Variable Rate |
1.93% |
1.94% |
*APY = Annual Percentage Yield
APYs are effective as of 06/05/2008. Please contact us for current rates.
The minimum balance to open an account and obtain the APY is $250.00
A penalty may be imposed for early withdrawal.
Notes: Interest rates may change daily. Please call (501) 833-2336 ext 24 for current interest rates and terms |
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